Carney | Saving Cards that lock for people who find it hard to save

Project Team:

Summer O'Neil , Summer Mostert-Glen , Elyet Millard , Siena Noel


New Idea

Social Purpose

No Poverty

What is the problem you found?

Young people are finding it hard to save money whilst in high school and are worried about their future financial habits.

What is your opportunity?

How might we help people save in an easy way? We identified that saving is an issue for young people and wanted to find an easy way to help them save.

Who is your audience?

People who find it hard to save money and constantly spends all their money which will be suitable for all ages.

What Is Your Solution?

This card allows the person to set a goal of how much money they want to save and to help them achieve the goal, the card locks so the person isn't tempted to spend all of their money. When the money has reached its goal the card unlocks and the person can spend their money and they set a new goal. The card has an emergency pin just in case they need it urgently. You can also customise your card to the colours and design you like.


To compliment the idea we're also creating an app that has daily financial jokes to help make saving more fun and allow young people to save money.

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Financial Wellbeing Youth Design Challenge

Challenge Partners


Academy for Enterprising Girls