This national challenge is now closed, but as an educator you can still access the resources and run it in your classroom.

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The way that we earn, spend, give and invest money, as well as learn and prepare about finance, is constantly evolving. 

Australians are some of the wealthiest people in the world, with over 13.25 million working Australians. However, statistics show that as a nation we are ill-equipped to make smart financial decisions... and this lack of financial capability can negatively impact our financial wellbeing.

Each generation has the opportunity to find problems and create solutions that work for them, and create financial stability and wellbeing. 

That's why between January & July 2023, we will be challenging young people aged 10-21 across Australia to ideate solutions to reimagine the future of finance by tackling this question: "How might we see money differently?"

As part of this challenge, we're asking young people to focus on one of four key themes:

  1. Doing Good with Money: How might we use the money we earn or have to make our world a better place?
  2. Gaming and Financial Literacy: How might we use the popularity of gaming to build financial independence in a fun way?
  3. Money and Mental Health: How might we help people feel calmer and in control of their finances?
  4. Earning Money in Different Ways: How might we help Generation Z/Alpha manage multiple jobs/income opportunities (e.g. side hustles, casual jobs)?

Read on to find out more about the challenge, including our challenge judges, prizes and resources!

Challenge Details


How is the challenge structured?

By submitting your idea via the Young Change Agents website, you'll automatically be entered into the challenge and you can also be notified of other opportunities that may help support your idea in the future.

Additional Resources

For Youth

Ready to take on the challenge and come up with creative ideas for the Future of Finance? Have an idea that you think could change the world?

Sign up for the challenge, share your idea, and have the chance to get the support you need to make your idea a reality!

For Educators

To get access to all the resources you need to run this challenge, including worksheets, curriculum links, slides, and other activities, please sign up below and we will share these with you when the challenge goes live!

If you're interested in Young Change Agents running a facilitated challenge for your students, please get in touch or book a workshop with us via the Contact page.

For Parents (of Under 18 Entrants)

The Future of Finance Youth Design Challenge is a great activity to build your children's confidence, and resilience and encourages them to view problems as opportunities. We provide you with all the resources you need to run this challenge with your children, including instructions on running the activities, submitting an entry, and additional resources to learn more about travel and tourism. 

This challenge is great for parents of creative and curious children who need an engaging and hands-on activity to build their entrepreneurial mindset, skillset, and toolset.

Special Guest Judges


Parth Gulati

YCA Board Member and Product Leader @ Finder ​


Tori Rudolph

Strategic Partnerships manager at Fintech Australia


Jess Walker

Community and Programs Manager at Airtree


Hannah Ahn

Founder of Flair, Young Change Agents $20 Boss Alumni


Jimmy Kelly

Performance Partnerships Manager at Zip Co


Lucy Lindsay

Partner Solution Delivery Manager at Zip Co